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Detailed information can be found in our %s.

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Contact:
kundenservice@bonusvorsorge.at
Tel. +43 (1) 994 99 74

For former fair-finance customers:
info@bonusvorsorge.at
Tel. +43 (1) 405 71 71

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Information for Employers

Employers are required to pay 1.53% of gross pay as employee pension contributions to the relevant social insurance agency for all employees who have entered into a (new) employment relationship since January 1, 2003. The social insurance agency forwards these contributions to the selected pension fund for administration and investment.

We’re always here to listen to your concerns. Contact us. We’ll provide you with information about our investment results, current developments in employer-sponsored retirement plans, or options for transferring funds to the new severance pay model.

Employer Brochure

BONUS Vorsorgekasse

Advantages

Security

BONUS Vorsorgekasse AG is backed by two reliable partners: Generali Versicherung AG and Zürich Versicherungs-Aktiengesellschaft. We offer our beneficiaries a 100% capital guarantee at all times—regardless of short-term investment results.

Best Customer Service

Our customer service has won the MVK Service Award multiple times—most recently, the pension fund’s dedicated team was honored for the years 2025/26.

Transparency

For years, we have maintained an intensive dialogue with our partners and beneficiaries—for example, by involving our clients in the investment process, through informational events, or simply by visiting clients on-site.

Sustainable Investment

  • BONUS invests in a manner that is environmentally, socially, and ethically responsible, secure, transparent, and financially sound (see Sustainable Investing)
  • For years, BONUS has had its portfolio reviewed by its clients on the Client Advisory Board and by ÖGUT (Austrian Society for Environment and Technology).
  • For years, the BONUS Pension Fund’s portfolio has been awarded a gold rating by ÖGUT.

BONUS Pension Fund

Become a New Customer

Have you just started a business and haven’t yet chosen a pension fund for your employees? BONUS has the right plans for you. Our staff will be happy to assist you with any questions regarding employee and self-employed pension plans and signing an enrollment agreement. You can find the relevant details for the enrollment process here.

Membership Agreement 2025

Companies with a works council

If your company has a works council, the employer is required to select the pension fund in consultation with the works council and to document the selection in a company agreement. You can find a sample company agreement here.

Beitrittsvertrag

Companies Without a Works Council

The employer may select the pension fund on its own and inform the employees of its decision. However, the employees have the right to object if at least one-third of them oppose the selected pension fund. In this case, an effort will be made to find a suitable pension fund by mutual agreement (if necessary, with the involvement of a voluntary employee representative body).
Employee pension contributions are remitted together with social security contributions to the Austrian Health Insurance Fund (ÖGK), which then forwards them to us.

Auswahl Vorsorgekasse ohne Betriebsrat Beitrittsvertrag

Switch to BONUS

Have you had a contract with another pension fund in the past and would you like to switch? BONUS has the right options for you. We guarantee that the cancellation process will be simple and free of charge. You can switch pension funds at the end of each calendar year, provided you give six months’ notice.
 Contact our advisory team—we’d be happy to provide you with more information!

Beitrittsvertrag

Transition to the NEW Severance Pay System

A switch from the old severance pay model to the NEW Severance Pay system is possible under the following conditions:

  • There is a current employment relationship that is subject to the old severance pay model.
  • The employer and employee enter into a written agreement regarding the transition to the “Severance Pay NEW” model.

Are you interested in transferring your existing severance pay entitlements?

  • Get an initial overview in the brochure “Switching to the New Severance Pay System” or contact our advisory team.

DOWNLOADS

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Full Transfer

  • A transfer amount to be agreed upon between employers and employees—ranging from 50% to 100% of the previous severance pay entitlements—will be transferred to BONUS as of a specific effective date. As of this effective date, the severance pay entitlements are fully subject to the new severance pay model, and the employer makes monthly contributions. The transfer amount may be paid into the pension fund in a single lump sum. If payment in installments is agreed upon, it must be completed within a maximum of 5 years, with each annual installment amounting to at least 20% of the transfer amount. Payments made in installments are subject to statutory interest at a rate of 6% per annum on the annual transfer amount. In the event of early termination of the employment relationship, payment of any outstanding installments is mandatory. A sample agreement can be found here.
  • Information Brochure: Switching to Severance Pay (NEW)

Partial Transfer

  • Employers and employees agree that severance pay entitlements accrued up to a specific effective date will remain under the old severance pay model.
 As of the effective date, the employer pays contributions under the new severance pay model. The resulting severance pay entitlements are held by the pension fund and therefore can no longer be lost by the employee. A sample agreement can be found here.
  • Information Brochure: Switching to the New Severance Pay Plan

Sample Partial Transfer Download – Sample Full Transfer Download – Information Brochure

BONUS Pension Fund

FAQ

You can find frequently asked questions on our customer portal.

Go to the FAQs

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